Swayam Yojana 2024: Apply Online, Get 1 Lakh Free Loan by swayam.gov.in Registration

A big update from Odisha. The Odisha Government has started a new scheme in February 2024 called SWAYAM Scheme. The Swayam Yojana 2024 aims to provide interest-free loans to young individuals in the state. The Government of Odisha has introduced several new yojana to support the youth in pursuing their career aspirations. One such scheme. is the Swatantra Yuva Udyami Scheme (SWAYAM). This helps the young people residing rural areas to start their own businesses.

Swayam Yojana Odisha

Eligible candidates can now get interest-free loans for business of up to Rs 1 lakh. The budget allocated for this scheme by the Odisha government amounts to approximately Rs 448 crore. Read this article to know about eligibility, how to apply or register at swayam.gov.in and more about this scheme.

What is Swayam Yojana 2024?

Swayam Yojana in Odisha is a government scheme that aims to make starting a business easier by providing interest-free loans. SWAYAM stands for Swatantra Yuva Udyami Scheme. This new yojana is launched by Chief Minister Naveen Patnaik is a good move before the general election in 2024. Youth will get loans of up to Rs.100000 with no interest.

The SWAYAM scheme has a budget of Rs 448 crore. Young entrepreneurs get assistance for their business. By helping businesses grow, the scheme is expected to boost employment opportunities and economic growth in Odisha.

Scheme NameSwayam Yojana (Swatantra Yuva Udyami Scheme)
Launched byNaveen Patnaik (Chief Minister of Odisha)
BeneficiaryAspiring Youth of Odisha (18 years to 35 years old)
Mode of Application or RegistrationOnline Form
CategoryOdisha Government Schemes
Official Websiteswayam.odisha.gov.in

Objective of Odisha Swayam Yojana

Odisha’s new Swayam Scheme 2024 is a big deal for Odisha’s economy. The objective of the scheme is to offer 0% interest loans to aspiring business owners. It aims to boost the economy and create jobs in Odisha. By using digital tech, the program also provides learning opportunities for those facing financial or location barriers. This scheme empowers rural individuals to start businesses, grow the economy, and create jobs.

Similar Yojana: Kalia Yojana in Odisha

Benefits

  • Encourages self-employment and small business establishment for financially disadvantaged individuals in Odisha.
  • Odisha Swayam Scheme provides loans up to Rs. 1 lakh to 1 lakh eligible youth aged 18-35 in rural and urban areas
  • Fosters development and self-employment opportunities statewide.

Eligibility Criteria for Swayam Scheme

  • Applicant should be a Resident of Odisha.
  • His/her age is between 18 and 35 (up to 40 for SC/ST/PwD).
  • Family must be a part of KALIA/BSKY Scheme or the income below Rs. 2 lakh annually.
  • UDYAM registered/UDYAM assisted number is also required.

Who is NOT eligible for SWAYAM?

  • If the applicant owe money to a bank or financial institution.
  • Have loans from other government yojana, you can’t get loan from Swayam Scheme.
  • Any government employees and members of their families.
  • Anyone already covered by the scheme within your family.

Required Documents to Apply Online

  • Aadhar Number
  • UDYAM ID (registered/assisted)
  • Mobile Number
  • Passport-size photo

Online Registration Process at swayam.odisha.gov.in

  • To register for the Swayam Yojana Odisha, directly visit the registration page of the official website at swayam.odisha.gov.in.
Swayam Yojana online registration form
  • Once there, you will find the application form which you need to fill out with details such as your Name, Aadhar Card Number, Email ID, Mobile Number, UDYAM ID, Address, and more.
  • Make sure to also upload all the necessary documents.
  • When everything is filled out and attached, hit the Submit button to finish the application process.

Login Process in swayam.gov.in Odisha

  • Go to the official Swayam Yojana Odisha website.
  • Once the homepage loads, simply click on the Login button.
  • From there, choose one of the login options provided: Applicant, Bank, State, BPC/BPDO, or District.
  • Enter username and password. then click on the login button to gain access to the Swayam Portal.

How to Check Swayam Scheme Status online?

  • Go to swayam.gov.in official website.
  • You will see a form under “Check Status” section to enter your Aadhar number.
Swayam scheme application status
  • Enter your Aadhar number and Submit.

Now, you will see the status of Swayam Scheme application on screen.

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